One of the advantages of working with Three Shires Financial Group is that we have direct access to expert mortgage lenders that can locate the best deals for even the most complicated situations.

We work alongside specialist lenders to provide custom mortgage solutions to fulfil people’s ever-changing requirements and conditions.

The following is a list of some of the more diversified markets that we cover.

Second-Charge Mortgages

Allowing you to borrow money while leaving your current mortgage alone, the new mortgage is secured against your property. But knowing which type of mortgage and interest rate to choose can be confusing, and that’s where Three Shires Financial Group comes in.

Commercial Mortgages

If you’re ready to take your business to the next level but require a Commercial Mortgage or Commercial Buy To Let Mortgage, then we can help.

Our mortgage brokers and mortgage advisers will ensure you get the right mortgage for your business, which may just be the start you need.

Freelance and Self-Employed Mortgages

We understand being a contractor, freelancer or self-employed presents various challenges, such as uncertainty and a unique set of personal and financial circumstances. With us, you’ll have access to exclusive offers and bespoke solutions that are as unique as you.

Bridging Loans

Timing is everything, and if you need to quickly secure short-term bridging finance then we can help you for both business and residential purposes. Bridging loans are short term secured loans. Property buyers typically use bridging finance to “bridge” the gap between the purchase of a new property and the approval of a traditional mortgage, the sale of the new property or the release of equity from an existing property.

Expat Mortgages

As expat mortgage brokers, we have a great deal of experience helping people with their property purchases while they are living in another country.

Offset Mortgages

When taking out an offset mortgage your main bank account, or accounts, is combined with a mortgage account. This means that the more money you save, or the higher your regular income, the less interest you pay. If you are unsure which mortgage is best for you, and which is ideally suited to your circumstances, contact us today and we will be delighted to advise you.

Development Finance

At Three Shires Financial Group, we seek to help investors, property developers and landlords expand their property portfolios and provide them with property development mortgages that can truly make a difference.

More Specialist Mortgages

  • Interest-only Mortgages
  • Larger Mortgages
  • New Build Apartment Mortgages
  • Mortgages for Doctors
  • Mortgages for Directors

Specialist Mortgage Advice

Our team of mortgage specialists are on hand to offer you independent advice, no matter how complex. Get in touch today and speak to one of our experts or request a callback.

Contact us

Don’t hesitate to ask us questions! Fill in the form below and we will respond to you shortly! We value any feedback!

    Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

    Three Shires Financial Group is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
    Proprietor: Philip Johnston

    We offer residential mortgages and general insurance business. You can check this on the FCA's Register by visiting the FCA's website or by contacting the FCA on 0800 111 6768. is regulated by FCA, commercial mortgages and most buy-to-let and offshore mortgages are not regulated by the FCA.


    Typically, we do not charge a fee for arranging a mortgage, however the actual fee will depend on your circumstances.

    New build mortgages
    Help to buy mortgages
    Shared ownership mortgages
    Later life borrowing
    Offshore mortgages
    Bridging loans
    Commercial loans
    Development loans
    Portfolio landlord BTL mortgages
    Limited company BTL mortgages
    Life insurance